@TechReport{johnson:2008-banking,
   author = {Johnson, Matthew},
   title = {{A new approach to Internet banking}},
   year = 2008,
   month = Sep,
   url = {http://www.cl.cam.ac.uk/techreports/UCAM-CL-TR-731.pdf},
   institution = {University of Cambridge, Computer Laboratory},
   issn = {1476-2986},
   number = {UCAM-CL-TR-731}
}